The Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme is one of the most impactful financial assistance programs launched by the Government of India. With millions of farmers benefiting across the country, the scheme continues to provide crucial support to small and marginal farmers. As the release of the 18th installment of PM Kisan draws closer, many are eager to understand the exact PM Kisan 18th installment date and the process that follows.
In this article, we provide all the essential details about the upcoming PM Kisan installment, including the expected release date, eligibility criteria, and the important eKYC process. Our goal is to ensure every eligible farmer is well-informed and ready to receive the benefits they deserve.
What is the PM Kisan Scheme?
The PM Kisan Samman Nidhi (PM Kisan) scheme was launched in February 2019 by the Government of India with the objective of providing financial aid to small and marginal farmers. Under this scheme, eligible farmers receive ₹6,000 per year, disbursed in three equal installments of ₹2,000 each. These installments are directly credited to the bank accounts of farmers, ensuring timely support for their agricultural needs.
The program primarily targets those farmers who own land and depend on it for their livelihood. It serves as a critical financial boost, helping them manage seasonal expenses, buy seeds, fertilizers, and other essentials for farming.
When Will the 18th Installment of PM Kisan Be Released?
The 18th installment of PM Kisan is eagerly awaited by millions of farmers across the country. While the exact release date has not been officially announced by the government yet, based on past trends, it is expected that the 18th installment will be released in October 05, 2024. Typically, the government disburses the funds around the beginning of each quarter, so it is anticipated that the money will be credited by mid-October.
Farmers are advised to keep checking the official PM Kisan portal for updates on the installment date. Additionally, messages regarding the disbursement are often sent to the registered mobile numbers of eligible beneficiaries.
Eligibility Criteria for the PM Kisan 18th Installment
To receive the 18th installment of PM Kisan, it’s essential to meet the eligibility criteria outlined by the government. The scheme is designed to help small and marginal farmers, but specific requirements must be fulfilled:
- Landholding Requirements: Farmers must own cultivable land to be eligible for the scheme. The land must be registered in their name, and they should be engaged in agricultural activities on it.
- Exclusions: Government employees (excluding Group D employees), pensioners receiving more than ₹10,000 per month, professionals such as doctors, lawyers, and engineers, and those paying income tax are excluded from this scheme.
- eKYC Completion: The eKYC (Know Your Customer) process is mandatory for all PM Kisan beneficiaries. Without completing eKYC, farmers will not receive the benefits of the 18th installment.
How to Check PM Kisan Beneficiary Status
Farmers who are enrolled in the PM Kisan scheme can easily check their beneficiary status on the official PM Kisan portal. Here’s a step-by-step guide:
- Visit the PM Kisan Official Website (https://pmkisan.gov.in).
- On the homepage, click on the ‘Beneficiary Status’ option under the ‘Farmers Corner’ section.
- Enter your Aadhaar Number, Mobile Number, or Account Number to check the status.
- The portal will display whether your installment has been credited or if there are any pending actions such as the completion of eKYC.
Regularly checking your beneficiary status ensures that you remain updated and can take necessary actions in case of delays.
The Importance of Completing the eKYC Process
The eKYC process is critical for receiving the 18th installment of PM Kisan. It ensures that the benefits reach the right individuals and helps in avoiding fraudulent claims. The government has made eKYC mandatory for all beneficiaries. Without completing it, farmers risk losing out on their installment.
Farmers can complete the eKYC process both online and offline:
- Online Process:
- Visit the PM Kisan official website.
- Click on the eKYC link under the ‘Farmers Corner’ section.
- Enter your Aadhaar number and click on the OTP-based authentication.
- After verifying the OTP sent to your registered mobile number, your eKYC will be complete.
- Offline Process:
- Visit the nearest Common Service Centre (CSC) or the agricultural office in your area.
- Provide your Aadhaar details and get your eKYC completed by the authorized personnel.
Common Issues Farmers Face During Installment Release
While the PM Kisan scheme aims to provide seamless financial assistance to farmers, there are certain issues that farmers might encounter during the release of installments:
- Incomplete KYC: Farmers who have not completed their eKYC on time will not receive their payments.
- Bank Account Mismatch: Sometimes, due to mismatched details between bank accounts and Aadhaar cards, payments may be delayed or rejected.
- Inactive Accounts: Payments are often delayed if the linked bank account becomes inactive. Farmers should ensure their bank accounts are active and updated with the correct details.
- Discrepancies in Documents: Minor errors in documents, such as name spelling or Aadhaar number, can also delay the installment. Therefore, farmers should carefully verify their details.
Farmers should rectify these issues promptly to avoid missing out on the 18th installment.
How to Correct Errors in the PM Kisan Portal
If there are any errors or discrepancies in your PM Kisan account, they can be corrected through the following steps:
- Visit the PM Kisan Official Website.
- Navigate to the ‘Farmer’s Corner’ and click on ‘Edit Aadhaar Details’.
- Enter your Aadhaar Number and the other required details.
- Submit the corrections, and they will be processed by the authorities.
For issues related to bank accounts, farmers must contact their bank to ensure that the account details are correct and active.
What to Expect After Receiving the 18th Installment
Once the 18th installment is credited into the bank accounts of the eligible farmers, the next step is to utilize these funds effectively. The financial aid should ideally be used for:
- Agricultural inputs such as seeds, fertilizers, and pesticides.
- Equipment that can help improve the efficiency of farming.
- Saving for future expenses during non-cropping seasons.
Farmers should also be mindful of government advisories and agricultural practices to ensure optimal utilization of the financial support provided through the scheme.
Conclusion
The PM Kisan 18th installment date is fast approaching, and farmers across India must ensure they have completed all necessary formalities such as the eKYC process to receive their benefits on time. The government continues to make strides in helping farmers through direct financial support, and this scheme remains a critical lifeline for millions.
If you are an eligible farmer under the PM Kisan scheme, make sure to check your beneficiary status and update any required details on the portal to avoid any delays in receiving your installment.